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What Is a Personal Injury Claim? A personal injury claim is a person suffering physical or emotional harm as a result of someone else's negligence. The victim may be entitled to compensation for medical bills, pain, suffering, and lost wages. Other expenses could include travel appointments, home modifications, and care costs for permanent impairments. Certain victims could also be entitled to special damages for mental suffering. Damages Personal injury claims seek compensation for damages that the victim suffers due to negligence of another individual or. The victim may seek damages for both economic and non-economic losses. The amount of compensation awarded will depend on the severity and type of injuries sustained. Compensation can cover medical expenses as well as lost earnings, emotional distress and suffering and pain. Punitive damages which are awarded in the case of extreme recklessness, can also be claimed. The types of compensation that can be claimed in personal injury cases can be classified into two categories: special and general damages. The financial losses and expenses incurred are known as special damages and are usually quantifiable in actual dollars. Maintaining detailed records and receipts of any losses or expenses can help to maximize the amount of money reimbursed through special damages. Future damages can be difficult to calculate due to the fact that they are contingent on the severity of the injury as well as the expected long-term effects. Our attorneys will work with medical professionals to determine the estimated costs for ongoing treatment, travel expenses to and from appointments, and any modifications or equipment that are required due to permanent disabilities. General damages are typically more subjective and may include compensation for the victim's suffering and pain due to an accident. This includes the compensation for past pain and discomfort and also future suffering and pain that is reasonably anticipated in light of the severity of the injury. It is important to hire an experienced attorney representing you, as they will be able to accurately estimate your claim for pain and suffering depending on the specific facts of your case. Other types of general damages include loss of enjoyment and companionship loss and emotional distress. Loss of enjoyment damages compensate the victim for the negative impact an injury can have on their ability to engage in the activities they once enjoyed. Loss of emotional distress and companionship can be more difficult to quantify, however our lawyers have years of experience in helping victims establish the appropriate compensation for these types of damages. Medical bills Medical bills can make up an important portion of a personal injury settlement, especially when the victim has suffered serious injuries. If the victim of the accident did not have prior coverage that was covered through an insurance policy for cars or health insurance, they'll be responsible for paying back the amount of medical costs from their personal injury settlement. The type of medical-related injuries that can be claimed in a personal injury case include any medical costs for the victim, including hospital visits, surgeries or physical therapy, home care, and medications. Accident victims can also claim future medical expenses that are expected to arise from their injuries. This could include future surgeries, rehabilitation treatments or the necessity for long-term medications. Cambridge injury lawsuit is crucial that victims of accidents stay up-to-date with their treatment and fully communicate with their medical professionals. This will allow them to show that the pain and suffering they experience has financial value. Also, keeping current with treatment options can help a victim of an accident recover faster which is essential in proving the value of their claim for pain and suffering. In some instances, the medical bills may be so substantial that they would surpass the settlement amount of a plaintiff's overall. If this is the case an attorney who specializes in lien reduction can assist in negotiating the medical debt to ensure that more money can be deposited into the accident victim's pocket. Non-economic damage claims can be equally important as the amount in dollars of an injured person's medical expenses. They can be a result of emotional distress as well as loss of enjoyment of life and loss of consortium. These kinds of damages are difficult to quantify, yet they can still be compensated for. It is essential to consult with a seasoned injury lawyer when pursuing an injury claim in order to ensure that all your losses are taken into consideration. Suffering and pain A personal injury claim covers the costs incurred by the physical pain of a victim and mental distress. Other damages, such as the loss of enjoyment of living, may be covered. Pain and suffering is one of the most subjective types of damages and can be difficult to prove and quantify. It is still an important part of a personal injuries claim. In most personal injury claims the plaintiff is able to recover both non-economic and economic compensatory damages. The former can be linked to tangible losses, like medical expenses and lost wages. The latter include pain and suffering, loss in consortium, inconvenience, out of pocket expenses, and other non-monetary losses. Damages for mental and physical pain are referred to as non-economic damage and are often referred to as “pain and suffering.” They aren't established with receipts and do not have a specific dollar amount associated with them. It is up to the jury to decide what an appropriate amount should be. A judge is often reluctant to change the pain and suffering award. There are many methods a judge or jury could use to calculate the value of a victim's pain and suffering. The multiplier method is based on multiplying the actual damages by a certain number based on the seriousness of injuries. Another method is the per diem method which gives a daily amount for each day until the victim reaches maximum medical recovery. Whether you are using the multiplier or per-diem method, it is vital that you submit as much evidence and proof for your claim as possible. This includes medical records, photos witnesses' testimony, other relevant documents. Additionally you should keep a record detailing your injuries and how they have affected your life. This can help you recall the details of your case if you have to testify in depositions or hearings. If you're unable to reach an agreement with your insurance company, you may need to go to court to settle your case. You can employ an New York attorney to handle your case for you. An experienced lawyer can help you maximize your compensation for suffering and pain. Loss of wages Lost wages can be an important component of the compensation injured victims receive from their personal injury claim. This is the amount they would have received if they not had to take time off work because of their injuries. These losses are typically temporary and recoverable. In certain instances, they could be irreparable or permanent. Most people can calculate their lost wages by multiplying their pay rate by the number weeks or days that they were away from work. Let's say that you normally earn $25 an hour ($1,000 per weekly) and you were injured in a traffic accident. You missed four weeks of work. In this case you'd lose $4,000. Personal injury claims can be more complicated based on the severity and nature of the injury. For instance, if permanently disabled by the accident and unable to return to work you may be eligible for damages that cover the loss of future income and potential for promotion. In these instances the proof of your loss in earning potential is as simple as proving that you were able to take jobs in the past at a salary you could have earned. You may also be required to provide other documents to prove that you lost wages. You might need to provide an employer's letter that confirms your lost wages, along with tax records, profit-and-loss statements invoices, receipts and invoices bank statements for business, or any correspondence related to finance. When calculating your lost wage bonuses and commissions may also be taken into account. In some instances it is possible that the insurance company could pay for your lost wages as part of your no fault claim or settlement agreement. If this is the situation you shouldn't need to file a separate personal injury lawsuit on top of your no-fault claim. If you've been injured in a car crash in New York, or any other kind of injury, you should consult an experienced personal injury lawyer. This will help you escape the burden of the legal system and ensure that you receive compensation for medical expenses loss of income, suffering and other losses.